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I've had one of those high deductible accts. for about 2 years.
I'm self employed, and before this plan, my premiums went from about $250.00/mo, to almost $600.00/mo. in less than 3 years.
I'm healthy, take no prescriptions, and quite frankly, never went to doctors at all.
So, the high deductible acct. works for me, as my premiums are under $200.00/mo.. Of course, I pay the first $5200.00 out of my pocket if I need medical help.
I am entitled to put about $2500.00/year into a health savings acct., tax free as long as I use it for medical care.
I would rather save the money, and use it how I want, rather than pay what would no doubt be over $700.00/month to the ins. co.
But I am healthy. If I was on any one or two medications, it might be worth the ultra high premiums.
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Don't it always seem to go, that you don't know what you've got til it's gone
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