itsmeeeeeee

i take it you're of the "charge the little bastard" persuasion?

i don't know too many kids who NEVER experimented with matches.
thank god - generally, nothing comes of it, but a good scolding, and a scorched carpet, etc...

this poor little shit picked the wrong time and place to experiment with the mystical flame. it was an accident that, just by accident of birth, happened to him. "there but for the grace of (fill in the blank) go i!" or my kid. or yours. and that's why you buy insurance. haven't you ever heard the expression about raising kids: "pray for the best and insure EVERYTHING!"?

insurance is supposed to pay for damage/loss, due to accidents, acts of god, etc. that's what ya pay the premium for. or at least, that's what people used to pay for. now you pay in hopes the insurance companies don't find a way to keep from paying you if you ever have to file a claim.

it's common knowledge that insurance companies have screwed many a policy holder from katrina. no doubt they'll be in favor of filing charges! they'll want to recoup some of their losses from the flesh of this child, and his grandkids, that is, if he has any - and doesn't kill himself from the shame/ guilt of what he did as a small child.

just my opinion. and everyone's free to disagree.