Interesting proposal, I'm not a big fan of touching retirement money but if it's an option that would make a break a persons home then I think this is probably a good idea.
Question is though, how many of those who have defaulted really have a retirement plan? I am sure some do but I would think if they were that well off they would be able to afford to keep their home.
Still, good idea here, mud you've appealed to my newly changed Independent side.
