Rigged

Don't get me wrong I know the vast majority of cases are the type you mentioned.

I just think there is a serious, serious, problem here that needs to be addressed. The difficult thing as you are probably aware, is tracing the problem to its source, cause many times, there is no "source."

Here I think it is pretty obvious.

There has been a move away from the idea of federal regulation; it has been slowly breaking down. They do this very quietly over a long period of time, with the exception of anti-trust and intellectual properties (which have actually expanded ironically).

Now to be fair, there are arguments on both sides. I think they are good ones and deserve to considered. Many times (depending on mood of the congress etc) the opposing views are marginalized. You don't need academic examples to see this, just look at how the decision to go to war was handled, or the decision to create the dept of Homeland Security, never mind how superfluous it was.

I suppose one could say that they are attempting to use different methods of control to keep businesses compliant with the rules on the books. I don't buy that argument, I do support some areas where there could be less regulatory muscle expended but with real estate there is a damn good reason to keep those regulations and to keep an eagles eye on lenders, brokers, developers, and even buyers.

My criticism of the congressional attempt was that it basically does nothing to strike at the core problem. They all know what it is, but they refuse to addresses it.



**education is the key..but people have to want to learn. We did have "consumer ed" in my highschool and people never went. I went b/c I was interested in that stuff b/c at the time I wanted to go into business. It was a basic stuff, how to balance a check book, how to find, and use your credit report, how to make a budget. I do remember though I was reading "atlas shrugged" not sure if that qualifies as irony but now that i look back on it...at least it was mildly funny.

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